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Emily Hayes

CEO Emily Hayes Homes | Emily Hayes Homes | Keller Williams | PLACE

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3293 N Osprey Way , Layton, UT 84040
$620,000
Est. Payment: $3,087.26/mo
6 Bed
4 Bath
3632 Sqft
Status: active with contingency | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Emily Hayes
CEO Emily Hayes Homes

House Description

One of East Layton's Best Values! This spacious 6-bedroom home with a loft offers one of the largest floor plans in the neighborhood and features an assumable VA loan at just 2.99% interest with approximately $300,000 remaining and an estimated payment of only $1,840 per month for the next 21 years (buyer must qualify for VA loan assumption). Opportunities like this are incredibly rare and could save a qualified buyer hundreds of dollars every month. Fresh interior paint, a recently serviced central A/C system, and thoughtful updates make this home truly move-in ready. The open-concept main level features an updated kitchen overlooking an oversized family room, plus a separate living room that's perfect for a home office, playroom, music room, or formal sitting area. Upstairs you'll find four spacious bedrooms, including a generous primary suite with a walk-in closet and private bath. The large loft creates a second family room and is ideal for a home theater, gaming area, homework space, or exercise room. The fully finished basement expands your living space even further with two additional bedrooms, a full bathroom, and abundant storage, making it perfect for guests, teenagers, or multi-generational living. The garage is equipped with two electric vehicle charging hookups, offering convenience for today's lifestyle. Located in one of East Layton's most convenient neighborhoods, you'll enjoy being just minutes from Hill Air Force Base, shopping, restaurants, Weber State University, I-15, and only about 30 minutes from Salt Lake City International Airport. Outdoor enthusiasts will love the nearby hiking trails, golf courses, reservoirs, and easy access to some of Utah's premier ski resorts. The neighborhood offers beautiful mountain views, walking trails, and direct access to a large city park featuring playgrounds, picnic areas, basketball courts, pickleball courts, tennis courts, and open green space. An elementary school is within walking distance, making everyday life even more convenient. If you've been searching for a home that offers exceptional square footage, flexible living spaces, an unbeatable location, and significant monthly savings through an assumable low-interest VA loan, this is one you won't want to miss. Information provided as a courtesy only. Buyer and buyer's agent to verify all information. Square footage figures are provided as a courtesy estimate only and were obtained from county records. Buyer is advised to obtain an independent measurement.

Highlights

Listed by Stacy Johansen , 801-971-1782 Real Estate Essentials , 801-610-9563. Wasatch Front Multiple Listing Service (IDX)

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

150 Monthly

Year Built

2014

County

Davis

Area

Kaysville; Fruit Heights; Layton

Neighborhood

Grey Hawk

School District

Davis

Listing ID

2164377

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:
Floor:Carpet
Above Ground Sq Ft:2504
Basement:Full
Other:Closet: Walk-In,Disposal,Great Room,Range/Oven: Free Stdng.
Other:Culinary,Secondary

Exterior Features

Lot:Fenced: Part,Road: Paved,Sprinkler: Auto-Full,View: Mountain
Lot Dimensions:0.0x0.0x0.0
Garage Capacity:2
Zoning:Single-Family
Roof:Asphalt
Others:Entry (Foyer),Patio: Covered,Sliding Glass Doors,Blt./Standing
Sewer:Sewer: Connected
Principal Interest
$3,087
Taxes
$265
HOA
$150

Home Price

$620,000

Loan Details

30 yrs
6.353%

Down Payment

20%
$124,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,087.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,087.26 $265.17 $150.00 $3,502.43
Yearly $37,047.14 $3,182.00 $1,800.00 $42,029.14
Total $1,111,414.07 $95,460.00 $54,000.00 $1,260,874.07
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Bridget Morgan
Branch Manager
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Market insight data is pulled from the same city as the listing being viewed (Layton, UT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Wasatch Front Regional MLS Inc. and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-26T02:28:00.000Z

© 2026 Wasatch Front Multiple Listing Service (IDX)