**Rare Eagle Mountain Opportunity Seller Financing at 4.99% with Built-In Rental Income!** Imagine owning a spacious 6-bedroom, 3.5-bath home while having rental income help cover nearly half your monthly mortgage payment! This exceptional property offers seller financing at a below-market **4.99% interest rate**, with an estimated monthly payment of just **$2,675, including principal, interest, property taxes, and insurance (PITI)**. Even better, the separate basement apartment is currently rented for **$1,375 per month**, with the tenant also paying **1/3 of the utilities**. After applying the rental income, the effective monthly PITI expense for the upstairs homeowner could be approximately **$1,200$1,300 per month!** That's an incredible opportunity to enjoy a large home while keeping your monthly housing costs remarkably affordable. The main residence features a bright, well-maintained layout with upgraded cabinets, stylish finishes, impressive 9-foot ceilings on both levels, and plenty of living space. The separate mother-in-law apartment includes 2 bedrooms, its own laundry, a private entrance, and a double-lock door for added privacy. Whether you're looking for supplemental rental income, multigenerational living, or a smart house-hacking opportunity, this flexible floor plan offers tremendous possibilities. Additional highlights include ample parking, move-in-ready condition, and a desirable Eagle Mountain location near outdoor trails, parks, Silver Lake Elementary, Ridley's Market, and Silver Lake Amphitheater Park. **Seller Financing Highlights:** - **Interest Rate:** 4.99% - **Down Payment:** $165,000 - **Estimated Monthly PITI Payment:** $2,675 - **Current Basement Rental Income:** $1,375/month - **Effective Monthly PITI After Rental Income:** Approximately $1,200 - **Existing Mortgage Balance:** Approximately $435,000 Why pay today's higher mortgage rates when you could take advantage of below-market financing and an established rental income stream? Enjoy the space of a large home with a substantially reduced effective monthly housing payment. **Don't miss this unique opportunity to combine affordable financing, generous living space, and income potential in Eagle Mountain!** *Monthly payments are estimates and subject to final financing terms. Rental income is not guaranteed. Effective payment calculations do not include maintenance, vacancies, reserves, or expenses beyond those included in PITI.*